Proof of Concept

Financial Advisers Act

Overview

The Financial Advisers Act (Chapter 110) regulates financial advisers and their representatives and supervisors.

The Act became effective on 1 October 2002.

Regulator: Monetary Authority of Singapore (Prime Minister’s Office)


Financial Advisers Act

Financial Advisers Regulations

Financial Advisers (Appeals) Regulations

Financial Advisers (Exemption from Requirement to Hold Financial Adviser’s Licence) Regulations 2014

Financial Advisers (Exemption from Sections 25 to 29 and 36) Regulations

Financial Advisers (Insurance Broking Premium Accounts) (Transitional and Savings Provisions) Regulations

Financial Advisers (Remuneration) Regulations 2015

Financial Advisers (Structured Deposits — Prescribed Investment Product and Exemption) Regulations

Financial Advisers (Structured Deposits — Prescribed Investment Product and Exemption) (Amendment) Regulations 2020

Financial Advisers (Transitional and Savings Provisions) Regulations

Notice FAA-N02 Appointment and Use of Introducers by Financial Advisers

Notice FAA-N03 Information to Clients and Product Information Disclosure

Notice FAA-N06 on Prevention of Money Laundering and Countering the Financing of Terrorism - Financial Advisers

Notice FAA-N11 Dual Currency Investments

Notice FAA-N12 Entry Requirements of a Provisional Representative

Notice FAA-N13 Minimum Entry and Examination Requirements for Representatives of Licensed Financial Advisers and Exempt Financial Advisers

Notice FAA-N14 Reporting of Misconduct of Representatives by Financial Advisers

Notice FAA-N15 Cancellation Period of Unlisted Debentures

Notice FAA-N16 Recommendations on Investment Products

Notice FAA-N17 Reporting of Suspicious Activities and Incidents of Fraud

Notice FAA-N18 Technology Risk Management

Notice FAA-N20 Requirements for the Remuneration Framework for Representatives and Supervisors (“Balanced Scorecard Framework”;) and Independent Sales Audit Unit

Notice FAA-N21 Cyber Hygiene

CMI 01/2011 Due Diligence Checks and Documentation in Respect of the Appointment of Appointed, Provisional, and Temporary Representatives

RD TR 01/2014: System Vulnerability Assessments And Penetration Testing

SRD TR 02/2014: IT Security Risks Posed By Personal Mobile Devices

CMI 05/2015: Circular to Financial Advisers on Enhancing Anti-Money Laundering & Countering the Financing of Terrorism Measures and Business Conduct

SAMLD 01/2018: Use of MyInfo and CDD Measures for Non Face-to-Face Business Relations

Practice Note on the Disclosure of Remuneration by Financial Advisers [FAA PN-01]

Practice Note on Recommendations on Investment Products [FAA PN-02]

Guidelines on Criteria for the Grant of a Financial Adviser’s Licence [FAA-G01]

Guidelines on Standards of Conduct for Financial Advisers and Representatives [FAA-G04]

Guidelines on the Use of the Term “Independent” by Financial Advisers [FAA-G05]

Guidelines on Applications for Approval of Arrangements under Paragraph 11 of the First Schedule to the Financial Advisers Act [FAA-G06]

Guidelines for Exemption for Specialised Units Serving High Net Worth Individuals under Section 100(2) of the Financial Advisers Act [FAA-G07]

Guidelines for Conduct of Business for Execution-Related Advice [FAA-G08]

Guidelines on Structured Deposits [FAA-G09]

Guidelines on Switching of Designated Investment Products [FAA-G10]

Guidelines on Fair Dealing – Board and Senior Management Responsibilities for Delivering Fair Dealing Outcomes to Customers [FAA-G11]

Guidelines on Addressing Conflicts of Interest arising from Issuing or Promulgating Research Analyses or Research Reports [FAA-G13]

Guidelines on the Remuneration Framework for Representatives and Supervisors (“Balanced Scorecard Framework”), Reference Checks and Pre-Transaction Checks [FAA-G14]

Guidelines on Applications for Approval of Arrangements under Regulation 32CB of the Financial Advisers Regulations (Rg 2) [FAA-G16]

Guidelines on Individual Accountability and Conduct

Guidelines on Provision of Financial Advisory Service

Guidelines on Provision of Digital Advisory Services [CMG-G02]

Guidelines on the Advertising Restrictions in Sections 272A, 272B and 275 [SFA 13-G15]

Guidelines to Notice FAA-N06 on Prevention of Money Laundering and Countering the Financing of Terrorism

Guidelines on Personal Offers Made Pursuant to the Exemption for Small Offers

Guidelines on Outsourcing

Guidelines on Fit and Proper Criteria [FSG-G01]

Guidance for Effective AML/CFT Transaction Monitoring Controls

Guidance to Capital Markets Intermediaries on Enhancing AML/CFT Frameworks and Controls

Effective Practices to Detect and Mitigate the Risk from Misuse of Legal Persons

FAQs on Financial Advisers Act, Financial Advisers Regulations, Notices and Guidelines

FAQs on Guidelines on Individual Accountability and Conduct

FAQs on Licensing Requirements under Financial Advisers Act

FAQs on Minimum Entry and Examination Requirements for Representatives of Licensed Financial Advisers and Exempt Financial Advisers

FAQs on the Balanced Scorecard (BSC) Framework

FAQs on Spreading and Capping of Commission Rules

FAQs on Securities and Futures Act and Financial Advisers Act Activities Validation via the Data Validation Module in the Representative Notification System

FAQs on Product Definitions

FAQs on the Definition of Accredited Investor and Opt-in Process

FAQs on Fair and Balanced Advertising and Other Advertising Restrictions

FAQs on Exempt Persons

P010-2021: Proposed New AML/CFT Notice for Precious Stones and Precious Metals Activities and Updates to AML/CFT Notices

P008-2021: Proposed Amendments to MAS Investigative and Other Powers under the Various Acts

Infographic on Guidelines on Individual Accountability and Conduct